I know that it has been a while since I posted. Life and grad school is taking over (I graduate in May! YAY!) Even though I haven’t posted, I still endured the financial fast. I ended the fast on Feb. 3. I saved almost $200 after I paid my bills during this fast(WOW!!!!). Below are some other major lesson learned during this fast.
God wants you to be prosper but also be wise with your financial choices. Don’t let the pursuit of money distances you from your relationship with God.
Give when you don’t feel like giving. There is a blessing that will come from it.
Be content with what you have. Be grateful for what you have. Remember, you get in bed in go to sleep every night while someone is sleeping on the ground outside.
Prudence begets Prosperity. I already had a budget but now I am going further to include social activities in my budget so I will able to save for concert or theater tickets. If you fail to plan; you plan to fail.
Debt/Credit is Dangerous. I disagree with the book in regards to debt/credit being evil. There are some purchases that you need to use a line of credit for (home, car, surgery, etc.) I would say I am going to be more careful and manage my debt better. I have created a debt dash plan because I got to get SallieMae off my back ASAP!!!
Diversify your investments (if applicable). I have diversified my 401K. I do need to do a better job of managing my investments.
New Bible Verses that I need to memorize in regards to financial freedom. Proverbs 3:9, Luke 6:38, Proverbs 13:18, 1 Timothy 5:8
I highly recommend this book if you want to get your financial life in order. This might just become an annual ritual for me.
God is generous to us so why not help others? You know the cliche saying “To Whom much is given; much is required.” Well it rings true in your finances. This book chapter highlights the responsibility of prosperity. We have a responsibility to help others financially if we can. It doesn’t necessarily have to be money. It can be time. When was the last time you babysit your cousin or friend’s kids?
My thought process toward giving was based on a person’s effort. I like to help people who have made an effort to help themselves. I have discovered in this chapter that I have the wrong attitude. Think about the times God has blessed us financially even when we didn’t deserve it?! I know he has bailed me out financially many days. (Thank you Lord!!) That is the same approach we need to have with people. You know that begging cousin that always need $5 and you know they are not going to give it back?! GIVE IT TO THEM ANYWAY!! I know… I know… Easier said than done. We are all a work in progress! (I know I am!!) God will give it back to you ten-fold!
This chapter also opened my eyes to the word “miser“. Do you or someone you know hold on to money for dear life? Do you or someone you know making your family miserable with their cheapness? You or them might be a miser. A miser use money for their own selfish good. Miser have a great fear about not having enough. You must pray for the miser so that they can rest in knowing that God will provide all their needs.
Challenge: Think about one person you can help financially and DO IT!!
Day 2 is about the Promise of Prosperity. We want God to bless us with wealth but we are not willing to submit to change. Our finances are the foundation of which everything is based on. Sometimes we are so busy chasing money that we don’t even realize we are running further away from GOD and His Will. This day examines commandments that we have broken in regards to our finances. Below are some of my offenses:
You shall not make for yourself or things an idol.
I have made an idol out of clothes and concert tickets. Sometimes I wouldn’t give offering just to ensure that I got those front row tickets or the latest outfit.
Remember the Sabbath day by keeping it holy.
I have chosen to work on the Sabbath in order to make some extra money.
You shall not murder.
I have said that “I will kill for a pair of Christian Louboutins or Prada shoes. Words have Power!! Use them wisely!!
You shall not covet your neighbor’s house.
There have been times where I social media stalked (Yes, I am woman enough to say it!) someone just to see their latest purchase (In my defense, there person was materialistic and posted everything they ever bought!) I know…. I know… That still doesn’t make it right. I’m a work in progress.
Day 2: SUCCESS! I redeemed my Christmas gift from co-worker and got a FREE LUNCH! Therefore, I didn’t have to buy anything. It’s the little things in life. However, I got an email from Nordstrom’s that the shoes that I waitlisted are in stock…. Le Sigh!!
DIVA DOLLARS IS IN THE BUILDING!!!!!!! I am nervous and excited about doing this fast. I want and need to do better financially. It really shouldn’t be this way (I have a finance degree for crying out loud!) I mad silly mistakes (as most twenty-somethings do!) and incurred unnecessary debt. This year, I will become a better steward of my coins. I am approaching my thirties and being financially unstable is not cute. So I will begin my journey on this financial fast. It will not be easy. Anything worth having is not easy to obtain.
What I learned from today’s chapter: God wants us to be prosperous and make wise decisions about money. In order for us to prosper, we submit to God’s will.
What was hard about the fast today: Nothing..Really. Except I spent about $5 in extra moves on Candy Crush… I think I may have a problem 😦
I am going to apply what I learned in the following: “P.A.Y. Regime” Pray, Act, and Yield
Join me on a 21 day Financial Fast! My sister recommended this book to me a year ago. I put on my bucket reading list. I have now picked it up and will began my journey. The author, Michelle Singletary … Continue reading →